Cash Flow Tools
Forecast short-term cash, prioritise weekly decisions, test affordability, and understand working-capital pressure.
Most cash trouble is a timing problem rather than a profit problem: the money is real, it just arrives after the bills do. These tools make that timing visible far enough ahead that you still have options, and each one answers a different horizon.
Deciding who to pay this Monday, start with the Weekly Cash Decision Calculator. Planning a quarter, use the 13-Week Cash Flow Forecast — and the AR Collection Forecast to put each customer invoice in the week it will really be paid. If cash keeps disappearing into stock and unpaid invoices, the Working Capital Calculator shows you where it is going. And before you commit to a bonus round, the Bonus Calculator tests whether the cash is genuinely there to pay it.
5 resources
All cash flow tools
Working Capital Calculator
Free working capital calculator. Enter revenue, COGS, receivables, inventory, and payables to see DSO, DIO, DPO, and your cash conversion cycle.
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13-Week Cash Flow Forecast Template
Free 13-week cash flow forecast template in Excel, plus the basics, early warning signs and a weekly checklist. See weekly cash and your lowest week.
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AR Collection Forecast Template
Free AR collection forecast template in Excel. Turn your AR aging into expected cash, invoice by invoice — a weekly, 90-day cash flow forecast of receipts.
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Cash-Safe Bonus Affordability Calculator
Free Excel bonus calculator: test whether a bonus pool is affordable in cash after payroll, taxes, AP, and debt service, then allocate it across your team.
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Weekly Cash Decision Calculator
Free Excel weekly cash calculator. Enter your cash, bills due, and customers likely to pay, and get a PAY / COLLECT / DELAY / PROTECT plan for the week.
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