Finance insights for US business owners.
Practical, jargon-free articles on cash flow, FP&A, valuation, and financial strategy — written by the same finance professionals who do the client work.
Cash Flow
Cash forecasting, liquidity planning, and practical ways to make better cash decisions.
Does My Business Need a Weekly Cash Flow Forecast?
Does your business need a weekly cash flow forecast? A ten-minute bank-statement test, six warning signs, and a worked example of when monthly isn't enough.
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How Do You Use AR Aging to Forecast Cash Collections?
How to turn an AR aging report into a 13-week cash collection forecast in six simple steps — each one demonstrated on a worked example, with how to read it.
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What Are the Most Common Cash Flow Forecasting Mistakes?
The most common cash flow forecasting mistake is averaging payments that each have their own rhythm. All eight mistakes, and the check that catches each one.
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How Accurate Should a Cash Flow Forecast Be?
Cash flow forecast accuracy: what 85% accurate means, how headroom keeps cash above your minimum, how to test against actuals, and how to improve.
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Should You Forecast Customer Receipts Using Invoice Due Dates or Actual Payment Behavior?
When customer payment behavior should override the due date in a weekly cash flow forecast — the businesses that need it and the flags that say it's time.
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How Do You Forecast Cash Receipts Accurately?
Build the receipts in your cash flow forecast from AR, real payment habits, orders, recurring revenue and pipeline — with committed and probable kept apart.
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Weekly or Monthly Cash Flow Forecast: Which Does Your Business Need?
Weekly catches Friday's payroll. Monthly catches next year's hire. A practical comparison of detail, effort and the decisions each one actually answers.
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How Do You Build a Direct Cash Flow Forecast?
You have $80,000 in the bank today. Here is how to work out what happens to it over the next four weeks — receipt by receipt, payment by payment.
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Direct vs Indirect Cash Flow Forecasting: What Actually Matters for an SMB?
Two ways to present the same cash, one worked month, and a Friday that only one of them sees coming. Plus how to tell which one your software gives you.
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Why 13 Weeks? What Makes a 13-Week Cash Flow Forecast Useful?
What cash flow is, why tracking it matters, and why 13 weeks turns out to be the right window — explained from the beginning, with one worked example.
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What Information Do You Actually Need to Build a Cash Flow Forecast?
A practical checklist of cash flow forecast inputs — bank balances, AR and AP aging, open orders, payroll, debt, taxes, capex — and where each comes from.
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Cash Flow Management: Is Your Cash Problem Temporary or Structural?
Diagnose temporary versus structural cash shortages and choose the right cash flow management, cash flow optimization, financing or advisory response.
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Where Did My Cash Go? A Practical Guide to Cash Flow Management
A practical guide to cash flow management: read your cash flow statement, shorten DSO, DPO and the cash conversion cycle, and get paid faster.
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How to Build a 13-Week Cash Flow Model (Step-by-Step)
How to build a 13-week cash flow forecast: the direct-method equation, driver-based receipts and payments, and a real bank-transaction roll-forward.
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Why Your Business Is Profitable But Still Running Out of Cash
Your business shows profit but you're stressed about payroll. Here's why profitable companies run out of cash and 5 fixes you can apply this week.
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Receivables, inventory, payables, and the operational levers that release cash from the working-capital cycle.
Accounting & Reporting
Reliable books and readable statements — what the numbers say, whether you can trust them, and how to fix them when you cannot.
Financial Planning & Analysis
Budgets, forecasts, KPIs, and performance reporting that turn finance data into decisions.
Stay tuned. New financial planning & analysis articles are in the works.
Financial Modelling
Practical guidance for building connected, decision-ready financial models and scenario analyses.
Stay tuned. New financial modelling articles are in the works.
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