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Insights

Finance insights for US business owners.

Practical, jargon-free articles on cash flow, FP&A, valuation, and financial strategy — written by the same finance professionals who do the client work.

Finance topic

Cash Flow

Cash forecasting, liquidity planning, and practical ways to make better cash decisions.

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Direct vs Indirect Cash Flow Forecasting: What Actually Matters for an SMB?
Cash Flow

Direct vs Indirect Cash Flow Forecasting: What Actually Matters for an SMB?

Two ways to present the same cash, one worked month, and a Friday that only one of them sees coming. Plus how to tell which one your software gives you.

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Why 13 Weeks? What Makes a 13-Week Cash Flow Forecast Useful?
Cash Flow

Why 13 Weeks? What Makes a 13-Week Cash Flow Forecast Useful?

What cash flow is, why tracking it matters, and why 13 weeks turns out to be the right window — explained from the beginning, with one worked example.

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What Information Do You Actually Need to Build a Cash Flow Forecast?
Cash Flow

What Information Do You Actually Need to Build a Cash Flow Forecast?

A practical checklist of cash flow forecast inputs — bank balances, AR and AP aging, open orders, payroll, debt, taxes, capex — and where each comes from.

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Cash Flow Management: Is Your Cash Problem Temporary or Structural?
Cash Flow

Cash Flow Management: Is Your Cash Problem Temporary or Structural?

Diagnose temporary versus structural cash shortages and choose the right cash flow management, cash flow optimization, financing or advisory response.

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Where Did My Cash Go? A Practical Guide to Cash Flow Management
Cash Flow

Where Did My Cash Go? A Practical Guide to Cash Flow Management

A practical guide to cash flow management: read your cash flow statement, shorten DSO, DPO and the cash conversion cycle, and get paid faster.

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How to Build a 13-Week Cash Flow Model (Step-by-Step)
Cash Flow

How to Build a 13-Week Cash Flow Model (Step-by-Step)

How to build a 13-week cash flow forecast: the direct-method equation, driver-based receipts and payments, and a real bank-transaction roll-forward.

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Why Your Business Is Profitable But Still Running Out of Cash
Cash Flow

Why Your Business Is Profitable But Still Running Out of Cash

Your business shows profit but you're stressed about payroll. Here's why profitable companies run out of cash and 5 fixes you can apply this week.

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Finance topic

Working Capital

Receivables, inventory, payables, and the operational levers that release cash from the working-capital cycle.

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Finance topic

Financial Statement Basics

Clear explanations of income statements, balance sheets, cash flow statements, and how the three connect.

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Stay tuned. New financial statement basics articles are in the works.

Finance topic

Financial Planning & Analysis

Budgets, forecasts, KPIs, and performance reporting that turn finance data into decisions.

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Stay tuned. New financial planning & analysis articles are in the works.

Finance topic

Financial Modelling

Practical guidance for building connected, decision-ready financial models and scenario analyses.

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Stay tuned. New financial modelling articles are in the works.