Cash Flow
Cash forecasting, liquidity planning, and practical ways to make better cash decisions.
Profit and cash are different things, and the gap between them is where most avoidable trouble lives. These articles are about closing it: understanding where cash actually goes, seeing pressure early enough to do something about it, and building a weekly habit instead of a quarterly panic.
Starting from scratch, the guide to cash flow management covers the fundamentals. If you already know the problem and want the instrument, the pieces on the 13-week forecast explain why that horizon works and how to build one. And if you are short of cash right now, begin by working out whether the gap is a timing problem or a structural one — the two need opposite fixes.
12 articles
Cash Flow articles
How Accurate Should a Cash Flow Forecast Be?
Cash flow forecast accuracy: what 85% accurate means, how headroom keeps cash above your minimum, how to test against actuals, and how to improve.
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Should You Forecast Customer Receipts Using Invoice Due Dates or Actual Payment Behavior?
When customer payment behavior should override the due date in a weekly cash flow forecast — the businesses that need it and the flags that say it's time.
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How Do You Forecast Cash Receipts Accurately?
Build the receipts in your cash flow forecast from AR, real payment habits, orders, recurring revenue and pipeline — with committed and probable kept apart.
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Weekly or Monthly Cash Flow Forecast: Which Does Your Business Need?
Weekly catches Friday's payroll. Monthly catches next year's hire. A practical comparison of detail, effort and the decisions each one actually answers.
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How Do You Build a Direct Cash Flow Forecast?
You have $80,000 in the bank today. Here is how to work out what happens to it over the next four weeks — receipt by receipt, payment by payment.
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Direct vs Indirect Cash Flow Forecasting: What Actually Matters for an SMB?
Two ways to present the same cash, one worked month, and a Friday that only one of them sees coming. Plus how to tell which one your software gives you.
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Why 13 Weeks? What Makes a 13-Week Cash Flow Forecast Useful?
What cash flow is, why tracking it matters, and why 13 weeks turns out to be the right window — explained from the beginning, with one worked example.
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What Information Do You Actually Need to Build a Cash Flow Forecast?
A practical checklist of cash flow forecast inputs — bank balances, AR and AP aging, open orders, payroll, debt, taxes, capex — and where each comes from.
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Cash Flow Management: Is Your Cash Problem Temporary or Structural?
Diagnose temporary versus structural cash shortages and choose the right cash flow management, cash flow optimization, financing or advisory response.
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Where Did My Cash Go? A Practical Guide to Cash Flow Management
A practical guide to cash flow management: read your cash flow statement, shorten DSO, DPO and the cash conversion cycle, and get paid faster.
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How to Build a 13-Week Cash Flow Model (Step-by-Step)
How to build a 13-week cash flow forecast: the direct-method equation, driver-based receipts and payments, and a real bank-transaction roll-forward.
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Why Your Business Is Profitable But Still Running Out of Cash
Your business shows profit but you're stressed about payroll. Here's why profitable companies run out of cash and 5 fixes you can apply this week.
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